901 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 901 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 924 sqft · built 1956
Lot Size	0.153 acres (6,656 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2021)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2014 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-179-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-179-003-000`
Alternative APN	`48972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	924 sqft Finished Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	550 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,656 sqft (0.153 acres)
Lot Dimensions	88.7 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	244 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48972
Street Address	901 S STEPHEN AVE
City	SIOUX FALLS
State	SD
Zip	57103-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 6 TABBERT`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TABBERT`S ADDN
Legal Block	6
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1016
Census Tract	406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	901 S STEPHEN AVE, SIOUX FALLS, SD 57103-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 4, 2014	Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION
Oct 8, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Deed Book / Page	608-D / 718
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	901 S STEPHEN AVE, SIOUX FALLS, SD 57103-2935
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1916MTG/522
Date	Mar 9, 2021
Book Page	1916 MTG/522

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	901 S STEPHEN AVE, SIOUX FALLS, SD 57103-2935
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001766/051
Date	Nov 4, 2014
Book Page	1766/051
Instrument	R423514

Lender

Name	US BANK NATIONAL ASSOCIATION
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 24, 2044

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 8, 2021
Property Address	901 S STEPHEN AVE, SIOUX FALLS, SD 57103-2935
Document Number	608DEED/718
Book / Page	608 DEED / 718
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 S HOLLY AVE, SIOUX FALLS, SD 57104-3909

Mortgage

Document Number	1936MTG485
Date	Oct 8, 2021
Instrument	1936 MTG/485

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,327 (+2.51%) Land $24,329 Building $188,998	$213,327 Land $24,329 Building $188,998
2025	$2,858.00	$208,100 (+10.22%) Land $24,600 Building $183,500
2024	$2,858.00 (+10.69%)	$188,800 (+11.65%) Land $24,600 Building $164,200
2022	$2,582.00	$169,100 Land $24,600 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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