912 Ocean Front, Neptune Beach, FL 32266 Property Records

Duval County property record for 912 Ocean Front, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,181 sqft · built 1931
Lot Size	0.251 acres (10,911 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Sep 2015)
Tax Bill	$49,591 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`172698-0100`

Property Details

APN / Parcel Number

Primary APN	`172698-0100`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,181 sqft Living Area
Gross Area	8,242 sqft
1st Floor Area	1,615 sqft
Upper Floors Area	2,796 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,911 sqft (0.251 acres)
Lot Dimensions	191 ft deep x 60 ft wide
View / Lot	Ocean
Garage Type	Attached
Garage Area	475 sqft
Porch	Unfinished Open Porch
Porch Area	989 sqft
Patio Area	677 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	912 OCEAN FRONT
City	NEPTUNE BEACH
State	FL
Zip	32266-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	68-118 21-2S-29E BALTZ LOT 1
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	BALTZ
Legal Lot Number	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1001
Census Tract	14001

Owner

912 Ocean Front is owned and occupied by two individuals who bought it in September 2015.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	912 OCEAN FRONT, NEPTUNE BEACH, FL 32266-6036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2015 · Amount on File
Deed Sale	Sep 14, 2015 · Amount on File
Prior Sale	Aug 3, 2011 · Amount on File
Deed Document Number	2015210372
Deed Book / Page	17300 / 1790
Prior Transfer Date	Apr 15, 1996
Prior Transfer Doc	0000079818
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	912 OCEAN FRONT, NEPTUNE BEACH, FL 32266-6036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178611875
Date	Jan 31, 2017
Book Page	17861/1875
Instrument	2017023757

Lender

Name	COMPASS BANK
Type	Bank
Address	PONTE VEDRA BEACH, FL 32082

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jan 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 912 Ocean Front was $49,591 with a homeowner's exemption.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,901,350 (+2.7%)	$4,505,903 (-2.22%) Land $2,772,035 Building $1,733,868
2025	$49,591.00 Homeowner's exemption	$2,825,074	$4,608,004 Land $2,772,035 Building $1,835,969
2023	Homeowner's exemption	$2,665,492	$4,121,179 Land $1,848,035 Building $2,273,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Ocean Front in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 912 Ocean Front has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20