912 Oak Valley, Denton, TX 76209 Property Records

Denton County property record for 912 Oak Valley, Denton, TX 76209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 2016
Lot Size	0.162 acres (7,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,600 (Mar 2017)
Tax Bill	$6,726 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R649052`

Property Details

APN / Parcel Number

Primary APN	`R649052`
Alternative APNs	`SD4389A-000000F-0000-0004-0000` `SD4389A-000000F-0000-0004` `954602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,926 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,034 sqft (0.162 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	912 OAK VLY
City	DENTON
State	TX
Zip	76209-6561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER OAKS ADDITION BLK F LOT 4
Legal Subdivision	SUMMER OAKS ADDITION
Legal Block	F
Legal Lot Number	4
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2002
Census Tract	20604

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 OAK VLY, DENTON, TX 76209-6561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 13, 2019	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Feb 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 7, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	201726934
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0000026934
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	912 OAK VLY, DENTON, TX 76209-6561
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 OAK VLY, DENTON, TX 76209-6561

Mortgage

Document Number	0000041011
Date	Apr 25, 2023
Instrument	2023-041011

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	912 OAK VLY, DENTON, TX 76209-6561
Document Number	0000033558
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	912 OAK VLY DENTON TX 762096561, DENTON, TX 76209-6561

Mortgage

Document Number	0000033558
Date	Mar 29, 2019
Instrument	33558

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	912 OAK VLY, DENTON, TX 76209-6561
Document Number	0000036349
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 OAK VLY DENTON TX 762096561, DENTON, TX 76209-6561

Mortgage

Document Number	0000036349
Date	Apr 5, 2019
Instrument	36349

Lender

Name	HUD-HOUSING/URBAN DEV
Address	15000 SURVEYOR BLVD # 100, ADDISON, TX 75001-4417

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Mar 7, 2017
Property Address	912 OAK VLY, DENTON, TX 76209-6561
Document Number	0000026934
Instrument Date	Mar 6, 2017
Instrument	26934
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2017
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 OAK VLY DENTON TX 762096561, DENTON, TX 76209-6561

Mortgage

Document Number	26935
Date	Mar 7, 2017
Instrument	26935

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (-10.73%) Land $70,340 Building $231,660	$302,000 (-10.73%) Land $70,340 Building $231,660
2025	$6,726.00 (-7.23%)	$338,303 (-10.91%) Land $73,857 Building $264,446	$338,303 (-10.91%) Land $73,857 Building $264,446
2023	$7,250.00 (+7.2%)	$379,736 Land $73,857 Building $305,879	$379,736 Land $73,857 Building $305,879
2022	$6,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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