1004 Oak Valley, Denton, TX 76209 Property Records

Denton County property record for 1004 Oak Valley, Denton, TX 76209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2016
Lot Size	0.159 acres (6,924 sqft)
Owner	2 Individual Names on File
Last Sale	$247,700 (Sep 2016)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R649051`

Property Details

APN / Parcel Number

Primary APN	`R649051`
Alternative APNs	`SD4389A-000000F-0000-0003-0000` `SD4389A-000000F-0000-0003` `940084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,924 sqft (0.159 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 OAK VLY
City	DENTON
State	TX
Zip	76209-6483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER OAKS ADDITION BLK F LOT 3
Legal Subdivision	SUMMER OAKS ADDITION
Legal Block	F
Legal Lot Number	3
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2002
Census Tract	20604

Owner

1004 Oak Valley is owned and occupied by two individuals who bought it in September 2016.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 OAK VLY, DENTON, TX 76209-6483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 4, 2019	Loan Modification, Mortgage US BK
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2016 · Amount on File
Deed Sale	Sep 13, 2016 · Amount on File
Deed Document Number	2016113604
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1004 OAK VLY, DENTON, TX 76209-6483
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 OAK VLY, DENTON, TX 76209-6483

Mortgage

Document Number	0000170382
Date	Sep 16, 2021
Instrument	2021-170382

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	1004 OAK VLY, DENTON, TX 76209-6483
Document Number	0000007412
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1004 OAK VLY DENTON TX 762096483, DENTON, TX 76209-6483

Mortgage

Document Number	0000007412
Date	Jan 24, 2019
Instrument	7412

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Interest

Rate	4.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1004 OAK VLY, DENTON, TX 76209-6483
Document Number	0000007413
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1004 OAK VLY DENTON TX 762096483, DENTON, TX 76209-6483

Mortgage

Document Number	0000007413
Date	Jan 24, 2019
Instrument	7413

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Oak Valley was $4,983 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,413 (-4.19%) Land $69,240 Building $254,173	$323,413 (-4.19%) Land $69,240 Building $254,173
2025	$4,983.00 Homeowner's exemption	$337,570 Land $72,702 Building $264,868	$337,570 Land $72,702 Building $264,868
2023	$4,970.00 (-12.13%) Homeowner's exemption	$384,256 Land $72,702 Building $311,554	$384,256 Land $72,702 Building $311,554
2022	$5,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Oak Valley in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Oak Valley is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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