Hamilton County property record for 912 Nancy Ln, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,518 sqft · built 1951 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Mar 2024) |
| Tax Bill | $7,749 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0003-0114-00 |
| Primary APN | 045-0003-0114-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 1,268 sqft |
| Finished Basement | 250 sqft |
| Unfinished Basement | 1,018 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 912 NANCY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 912 NANCY LN 50 X 113.64 IRR |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4703 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 912 NANCY LN, CINCINNATI, OH 45226-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Jan 27, 2017 · Amount on Record |
| Deed Document Number | 202414689 |
| Deed Book / Page | 15117 / 580 |
| Prior Transfer Date | Aug 28, 2009 |
| Prior Transfer Doc | 0000000203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 6, 2024 |
| Property Address | 912 NANCY LN, CINCINNATI, OH 45226-1230 |
| Document Number | 0000014689 |
| Book / Page | 15117 / 580 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024-0014689 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 912 WANCY LANE, CINCINNATI, OH 45226 |
| Document Number | 0000014690 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024-0014690 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000014690 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 15117/582 |
| Instrument | 2024-0014690 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 912 NANCY LN, CINCINNATI, OH 45226-1230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000121004 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 14517/1508 |
| Instrument | 2021-0121004 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 27, 2017 |
| Property Address | 912 NANCY LN, CINCINNATI, OH 45226-1230 |
| Document Number | 0000008748 |
| Instrument Date | Jul 7, 2016 |
| Instrument | 17-0008748 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000008749 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 17-0008749 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,749.00 (+3.14%) | $125,846 (-) Land $43,841 Building $82,005 | $359,560 (-) Land $125,260 Building $234,300 |
| 2024 | $7,513.00 (-2.21%) | $125,846 (-) Land $43,841 Building $82,005 | |
| 2023 | $7,683.00 (+4.64%) | $125,846 (+16.66%) Land $43,841 Building $82,005 | $359,560 (+16.66%) Land $125,260 Building $234,300 |
| 2022 | $7,342.00 Homeowner's exemption | $107,870 Land $35,532 Building $72,338 | |
| 2020 | $308,200 Land $101,520 Building $206,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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