Hamilton County property record for 904 Nancy Ln, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,521 sqft · built 1954 |
| Lot Size | 0.103 acres (4,530 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,180 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0003-0120-00 |
| Primary APN | 045-0003-0120-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Attic | Attic |
| Attic Area | 493 sqft |
| Basement Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,530 sqft (0.103 acres) |
| Lot Dimensions | 108 ft deep x 52 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 904 NANCY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NANCY LN 51.52 X 108.52 IRR |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 4703 |
Source: Hamilton County records · APN 045-0003-0120-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 904 NANCY LN, CINCINNATI, OH 45226-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Oct 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2023 |
| Deed Sale | Jan 30, 2023 |
| Prior Sale | Jun 13, 2011 · Amount on Record |
| Deed Document Number | 0000007361 |
| Deed Book / Page | 14842 / 919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 30, 2023 |
| Property Address | 904 NANCY LN, CINCINNATI, OH 45226-1230 |
| Document Number | 0000007361 |
| Book / Page | 14842 / 919 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023-0007361 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 904 NANCY LN, CINCINNATI, OH 45226-1230 |
| Document Number | 0000007362 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023-0007362 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 904 NANCY LN, CINCINNATI, OH 45226-1230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000527 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 18-0040527 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 24, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 904 NANCY LN, CINCINNATI, OH 45226-1230 |
| Document Number | 0000122599 |
| Instrument Date | Oct 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 904 NANCY LN CINCINNATI OH 452261230, CINCINNATI, OH 45226-1230 |
| Document Number | 0000122599 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 014301/000129 |
| Instrument | 122599 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,180.00 (+3.07%) Homeowner's exemption | $110,572 (-) Land $42,812 Building $67,760 | |
| 2024 | $5,996.00 (-3.02%) Homeowner's exemption | $110,572 (-) Land $42,812 Building $67,760 | |
| 2023 | $6,183.00 (+2.45%) Homeowner's exemption | $110,572 (+13.39%) Land $42,812 Building $67,760 | $315,920 (+13.39%) Land $122,320 Building $193,600 |
| 2022 | $6,035.00 Homeowner's exemption | $97,518 Land $40,597 Building $56,921 | |
| 2020 | $278,620 Land $115,990 Building $162,630 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610047033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 429 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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