912 N 31st St, Mattoon, IL 61938 Property Records

Coles County property record for 912 N 31st St, Mattoon, IL 61938

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 1985
Lot Size0.242 acres (10,530 sqft)
OwnerIndividual Name on Record
Tax Bill$3,847 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-2-15366-000

Property Details

APN / Parcel Number

Primary APN07-2-15366-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Base Area
1st Floor Area1,563 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area10,530 sqft (0.242 acres)
Lot Dimensions134 ft deep x 782 ft wide
Garage TypeAttached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address912 N 31ST ST
CityMATTOON
StateIL
Zip61938-2270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMILTONS 5TH ADD LOT 12 SW 1/4 SEC 11 T12N R07E
Legal Range07E
Legal Township12N
Legal Section11
Legal SubdivisionHAMILTONS 5TH ADD
Legal Lot Number12
JurisdictionCOLES IL
Township / Civil DivisionMATTOON
Census Block Group2
Census Block2002
Census Tract300

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address912 N 31ST ST, MATTOON, IL 61938-2270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLSFARGOBANKNA
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Recording DateApr 29, 2026
Property Address912 N 31ST ST, MATTOON, IL 61938-2270
Document Number202600822359
Instrument DateApr 24, 2026
Instrument2026822359
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 N 31ST ST, MATTOON, IL 61938-2270

Mortgage

Document Number0000822359,
DateApr 29, 2026
Instrument2026822359
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address912 N 31ST ST, MATTOON, IL 61938-2270
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200801340
DateMay 23, 2022
Instrument202200801340
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionMattoon Township
MunicipalityMattoon City
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,847.00 (+7.91%)$59,506 (+23.42%) Land $7,902 Building $51,604$178,518 (+23.42%) Land $23,706 Building $154,812
2023$48,214 Land $6,403 Building $41,811$144,642 Land $19,209 Building $125,433
2020$3,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTOON
serves 19,500 people · EPA ID IL0290250
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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