Coles County property record for 1004 N 31st St, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1986 |
| Lot Size | 0.24 acres (10,452 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2-15364-000 |
| Primary APN | 07-2-15364-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,608 sqft Base Area |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 10,452 sqft (0.24 acres) |
| Lot Dimensions | 134 ft deep x 782 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Cooling System | Central |
|---|
| Street Address | 1004 N 31ST ST |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-2276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMILTONS 5TH ADD LOT 10 SW 1/4 SEC 11 T12N R07E |
| Legal Range | 07E |
| Legal Township | 12N |
| Legal Section | 11 |
| Legal Subdivision | HAMILTONS 5TH ADD |
| Legal Lot Number | 10 |
| Jurisdiction | COLES IL |
| Township / Civil Division | MATTOON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 300 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1004 N 31ST ST, MATTOON, IL 61938-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit BUSEY BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1004 N 31ST ST, MATTOON, IL 61938-2276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200802242 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 202200802242 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1004 N 31ST ST, MATTOON, IL 61938-2276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000789899 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 202000789899 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 15, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.24% |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Mattoon Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+7.15%) | $54,451 (+23.42%) Land $7,826 Building $46,625 | $163,353 (+23.42%) Land $23,478 Building $139,875 |
| 2023 | $44,117 Land $6,341 Building $37,776 | $132,351 Land $19,023 Building $113,328 | |
| 2020 | $3,216.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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