912 Monterey Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 912 Monterey Ln, Cold Spring, KY 41076

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,899 sqft · built 2001
Owner	Individual Name on File
Last Sale	$315,000 (May 2024)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`999-99-36-357.27`

Property Details

APN / Parcel Number

Primary APN	`999-99-36-357.27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,899 sqft Living Area

Exterior

Year Built	Built 2001
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999936357.27
Street Address	912 MONTEREY LN
City	COLD SPRING
State	KY
Zip	41076-8564
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CHARDONNAY CONDOS LOT 6 BLDG 6 UNIT 6-304 HUNTINGTON UPPER LEVEL & GARAGE 6-G7
Legal Subdivision	CHARDONNAY CONDOS
Legal Lot Number	6
Legal Unit	6
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1006
Census Tract	53301

Owner

912 Monterey Ln, a condominium, is owned and occupied by an individual who bought it in May 2024.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	912 MONTEREY LN, COLD SPRING, KY 41076-8564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Jan 16, 2002 · Amount on File
Deed Document Number	5336825
Deed Book / Page	D861 / 195
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 6, 2024
Property Address	912 MONTEREY LN, COLD SPRING, KY 41076-8564
Document Number	0005336825
Book / Page	D861 / 195
Map Reference	MB 331 PG 54
Instrument Date	May 2, 2024
Instrument	5336825
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8652 ROTH FARM LN, ALEXANDRIA, KY 41001-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	912 MONTEREY LN, COLD SPRING, KY 41076-8564

Tax Assessment & Valuation

The 2025 property tax bill for 912 Monterey Ln was $3,817 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 Homeowner's exemption	$315,000 Building $315,000	$315,000 Building $315,000
2023	$1,722.00 (+37.1%) Homeowner's exemption	$189,900 (+34.68%) Building $189,900	$189,900 (+34.68%) Building $189,900
2022	$1,256.00 Homeowner's exemption	$141,000 Building $141,000	$141,000 Building $141,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 912 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Monterey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20