Campbell County property record for 906 Monterey Ln, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 2001 |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Oct 2015) |
| Tax Bill | $1,016 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-36-357.21 |
| Primary APN | 999-99-36-357.21 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999936357.21 |
|---|---|
| Street Address | 906 MONTEREY LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8564 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHARDONNAY CONDOS LOT 6 BLDG 6 UNIT 6-202 MOUNT VERNON ENTRY LEVEL & GARAGE 6-G4 |
| Legal Subdivision | CHARDONNAY CONDOS |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53301 |
906 Monterey Ln, a condominium, is owned and occupied by an individual who bought it in October 2015.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 MONTEREY LN, COLD SPRING, KY 41076-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2015 · Amount on File |
| Deed Sale | Oct 19, 2015 · Amount on File |
| Prior Sale | Feb 1, 2002 · Amount on File |
| Deed Document Number | 5028798 |
| Deed Book / Page | D771 / 529 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 906 Monterey Ln was $1,016 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,016.00 Homeowner's exemption | $133,000 Building $133,000 | $133,000 Building $133,000 |
| 2023 | $1,039.00 (+11.6%) Homeowner's exemption | $133,000 (+15.65%) Building $133,000 | $133,000 (+15.65%) Building $133,000 |
| 2022 | $931.00 Homeowner's exemption | $115,000 Building $115,000 | $115,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 906 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 906 Monterey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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