St. Clair County property record for 912 Monterey Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,736 sqft · built 1983 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Apr 2016) |
| Tax Bill | $6,281 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| APN | 04-32-0-201-037 |
| Primary APN | 04-32-0-201-037 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Basement Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|
| Street Address | 912 MONTEREY DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK TREE ESTATES 2NDADDITION LOT/SEC-37 A02489614 |
| Legal Subdivision | OAK TREE ESTATES |
| Legal Block | 201 |
| Legal Lot Number | 37 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 504352 |
912 Monterey Dr is owned and occupied by an individual who bought it in April 2016.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 912 MONTEREY DR, O FALLON, IL 62269-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Prior Sale | Jun 15, 2009 · Amount on File |
| Deed Document Number | 20162489614 |
| Prior Transfer Date | Mar 14, 2005 |
| Prior Transfer Doc | 4153/1877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 27, 2026 |
| Property Address | 912 MONTEREY DR, O FALLON, IL 62269-2833 |
| Document Number | 0002890790 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20262890790 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 912 MONTEREY DR, O FALLON, IL 62269-2833 |
| Document Number | 0002890790, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20262890790 |
| Name | FCB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 912 Monterey Dr was $6,281 with a homeowner's exemption, up 9.1% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,281.00 (+9.12%) Homeowner's exemption | $93,143 (+9.62%) Land $17,820 Building $75,323 | $279,429 (+9.62%) Land $53,460 Building $225,969 |
| 2024 | $5,756.00 | $84,969 Land $16,256 Building $68,713 | $254,907 Land $48,768 Building $206,139 |
| 2022 | $69,334 Land $13,265 Building $56,069 | $208,002 Land $39,795 Building $168,207 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 912 Monterey Dr; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Monterey Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: ClearWave.
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