904 Monterey Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 904 Monterey Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,828 sqft · built 1977
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Mar 2021)
Tax Bill	$6,820 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more
APN	`04-32-0-201-036`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-201-036`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Basement Area	1,828 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	904 MONTEREY DR
City	O FALLON
State	IL
Zip	62269-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES LOT/SEC-13 & SE 40 FT OF LOT 12 IN A02693405
Legal Subdivision	OAK TREE ESTATES
Legal Block	201
Legal Lot Number	12
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

904 Monterey Dr is owned and occupied by two individuals who bought it in March 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 MONTEREY DR, O FALLON, IL 62269-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage D W BROWN MORTGAGE CORP
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Apr 17, 2017	Deed of Trust, Mortgage · FHA Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	Aug 9, 2010 · Amount on File
Deed Document Number	20212693405
Prior Transfer Date	Apr 10, 2002
Prior Transfer Doc	0001675759
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 29, 2021
Property Address	904 MONTEREY DR, O FALLON, IL 62269-2833
Document Number	A02693405
Map Reference	MB 67 PG 4
Instrument Date	Mar 19, 2021
Instrument	A02693405
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 MONTEREY DR, O FALLON, IL 62269-2833

Mortgage

Document Number	A02693406
Date	Mar 29, 2021
Instrument	A02693406

Lender

Name	D W BROWN MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	3.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	904 MONTEREY DR, O FALLON, IL 62269-2833
Document Number	00A2544648
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MONTEREY DR O FALLON IL 622692833, O FALLON, IL 62269-2833

Mortgage

Document Number	00A2544648
Date	Jul 25, 2017
Instrument	2544648

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2027

Interest

Rate	6.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	904 MONTEREY DR, O FALLON, IL 62269-2833
Document Number	00A2534306
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MONTEREY DR O FALLON IL 622692833, O FALLON, IL 62269-2833

Mortgage

Document Number	00A2534306
Date	Apr 21, 2017
Instrument	2534306

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 904 Monterey Dr was $6,820.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,820.00	$94,614 Land $20,839 Building $73,775	$283,842 Land $62,517 Building $221,325
2022		$70,429 Land $15,512 Building $54,917	$211,287 Land $46,536 Building $164,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 904 Monterey Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Monterey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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