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906 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 906 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,447 sqft · built 1990
Lot Size0.037 acres (1,611 sqft)
OwnerIndividual Name on Record
Last Sale$188,000 (Jul 2021)
Tax Bill$2,382 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-26-30-0013-0001-0140

Property Details

APN / Parcel Number

Primary APN02-26-30-0013-0001-0140
Alternative APNs
  • 263002001300010140
  • 81418

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,447 sqft Living Area
Gross Area1,899 sqft
1st Floor Area1,177 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,611 sqft (0.037 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchFlorida Room
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address906 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionBRODAN SQUARE PHASE 2 PB 6 PG 138 LOT 14
Legal Range30E
Legal Township26S
Legal Section02
Legal SubdivisionBRODAN SQUARE PH 2
Legal Phase2
Legal Tract13
Legal Block140
Legal Lot Number14
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4002
Census Tract43500

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleApr 3, 2008 · Amount on Record
Deed Document Number2021109673
Deed Book / Page6002 / 1922
Prior Transfer DateNov 30, 1995
Prior Transfer Doc1300000252
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 17, 2023
Property Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426
Document Number0063591917
Book / Page6359 / 1917
Map ReferenceMB 6 PG 138
Instrument DateFeb 6, 2023
Instrument2023019373
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2021
Property Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426
Document Number0060021922
Book / Page6002 / 1922
Map ReferenceMB 6 PG 138
Instrument DateJul 9, 2021
Instrument2021109673
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,316.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address719 FLORIDA AVE, SAINT CLOUD, FL 34769-3345

Transferred To (Grantee/Buyer)

NameVerified Name
Address3344 PRIMROSE WILLOW DR, HARMONY, FL 34773-6014

Mortgage

Document Number0060021926
DateJul 15, 2021
Instrument6002/1926
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 8, 2017
Property Address906 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426
Document Number0052360975
Book / Page005236 / 000975
Instrument DateNov 4, 2017
Instrument159643
Transaction TypeTransfer
Record UpdatedNov 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 MICHIGAN AVE ST CLOUD FL 347693426, ST CLOUD, FL 34769-3426

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,382.00 (+3.7%) Homeowner's exemption$175,976 (+5.99%)$184,400 (+2.1%) Land $25,000 Building $159,400
2024$2,297.00 (+2.96%)
2023$2,231.00 (+4.01%) Homeowner's exemption$166,036 (+3%)$180,600 (+12.03%) Land $14,900 Building $165,700
2022$2,145.00 Homeowner's exemption$161,200 Land $14,900 Building $146,300$161,200 Land $14,900 Building $146,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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