912 Joanne Ln, Harvard, IL 60033 Property Records

McHenry County property record for 912 Joanne Ln, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,252 sqft · built 2001
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2021)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-156-004`

Property Details

APN / Parcel Number

Primary APN	`06-02-156-004`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	2,504 sqft
Basement Area	1,252 sqft

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Ribbed Aluminum
Construction Type	Frame
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	912 JOANNE LN
City	HARVARD
State	IL
Zip	60033-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0063856 LT 109 SHADOW CREEK
Legal Range	05E
Legal Township	45N
Legal Section	02
Legal Subdivision	SHADOW CRK
Legal Lot Number	109
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1011
Census Tract	870200

Owner

912 Joanne Ln is owned and occupied by an individual who bought it in November 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	912 JOANNE LN, HARVARD, IL 60033-7830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Dec 24, 2014
Deed Document Number	2021R0063856
Record Updated	Jun 7, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 29, 2021
Property Address	912 JOANNE LN, HARVARD, IL 60033-7830
Document Number	0000063856
Map Reference	DOC 1999R64036
Instrument Date	Nov 10, 2021
Instrument	2021R0063856
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	912 JOANNE LN, HARVARD, IL 60033-7830

Mortgage

Document Number	0000063857
Date	Nov 29, 2021
Instrument	2021R0063857

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$50,783 Land $17,808 Building $32,975	$152,349 Land $53,424 Building $98,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 912 Joanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Joanne Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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