904 Joanne Ln, Harvard, IL 60033 Property Records

McHenry County property record for 904 Joanne Ln, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details1,164 sqft · built 2003
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$161,000 (Nov 2019)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-02-156-008

Property Details

APN / Parcel Number

Primary APN06-02-156-008

Interior

Building Area1,164 sqft Living Area
Gross Area2,193 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Construction TypeFrame
Lot Area6,098 sqft (0.139 acres)
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address904 JOANNE LN
CityHARVARD
StateIL
Zip60033-7830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0040550 LT 105 SHADOW CREEK MEMO: AHUMADA, JAIME MORENO/ LOPEZ, ESMERALDA CHAVEZ
Legal Range05E
Legal Township45N
Legal Section02
Legal SubdivisionSHADOW CRK
Legal Lot Number105
JurisdictionMCHENRY IL
Township / Civil DivisionDUNHAM
Census Block Group1
Census Block1011
Census Tract870200

Owner

904 Joanne Ln is owned and occupied by an individual who bought it in November 2019.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address904 JOANNE LN, HARVARD, IL 60033-7830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on File
Deed SaleNov 25, 2019 · Amount on File
Prior SaleJan 10, 2003 · Amount on File
Deed Document Number2019R0040550
Record UpdatedJun 7, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 25, 2019
Property Address904 JOANNE LN, HARVARD, IL 60033-7830
Document Number0000040550
Map ReferenceDOC 1999R64036
Instrument DateNov 8, 2019
Instrument2019R0040550
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$241.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address904 JOANNE LN, HARVARD, IL 60033-7830

Mortgage

Document Number0000040551
DateNov 25, 2019
Instrument2019R0040551
Lender
NameSELF HELP FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$48,464 Land $17,808 Building $30,656$145,392 Land $53,424 Building $91,968

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 904 Joanne Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Joanne Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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