912 Jacobs Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 912 Jacobs Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1965
Lot Size	0.281 acres (12,221 sqft)
Owner	Company Name on File
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`226920A000`

Property Details

APN / Parcel Number

Primary APN	`226920A000`
Alternative APN	`2-051B-4080-00-0168.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,378 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,221 sqft (0.281 acres)
Lot Dimensions	121 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	391 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	226920A000
Street Address	912 JACOBS LN
City	O FALLON
State	MO
Zip	63366-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 168
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	168
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3012
Census Tract	311602

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	815 CAROLYN JEAN DR, O FALLON, MO 63366-2142
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Mar 20, 2023	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2023
Deed Sale	Jun 9, 2023
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	202322254
Prior Transfer Date	Feb 5, 2008
Prior Transfer Doc	0000201370
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	912 JACOBS LN, O FALLON, MO 63366-1735
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 CAROLYN JEAN DR, O FALLON, MO 63366-2142

Mortgage

Document Number	0000028788
Date	Jul 19, 2023
Instrument	2023R-028788

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	230 Months
Due	Sep 20, 2042

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2023
Property Address	912 JACOBS LN, O FALLON, MO 63366-1735
Document Number	0000010190
Map Reference	MB 7 PG 27
Instrument Date	Mar 17, 2023
Instrument	2023R-010190
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SAINT CHRISTOPHER DR, O FALLON, MO 63366-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CRESTVIEW DR, O FALLON, MO 63366-3056

Mortgage

Document Number	0000010191
Date	Mar 20, 2023
Instrument	2023R-010191

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 17, 2023

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (-10.76%)	$31,574 (-8.31%)	$166,179 (-8.31%) Land $40,000 Building $126,179
2024	$2,296.00
2023		$34,436
2022			$181,244 Land $40,000 Building $141,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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