909 Jacobs Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 909 Jacobs Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,798 sqft · built 1960
Owner	Individual Name on File
Last Sale	$244,000 (May 2025)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227550A000`

Property Details

APN / Parcel Number

Primary APN	`227550A000`
Alternative APN	`2-051B-4080-00-0189.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Dimensions	112 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	462 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	227550A000
Street Address	909 JACOBS LN
City	O FALLON
State	MO
Zip	63366-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 189
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	189
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3011
Census Tract	311602

Owner

909 Jacobs Ln is owned and occupied by an individual who bought it in May 2025.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	909 JACOBS LN, O FALLON, MO 63366-1734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Mar 17, 2017	Grant Deed, Transfer CERTIFIED DOCUMENT SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on File
Deed Sale	May 5, 2025 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	202518232
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0061340157
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	909 JACOBS LN, O FALLON, MO 63366-1734
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 JACOBS LN, O FALLON, MO 63366-1734

Mortgage

Document Number	0000017576
Date	May 9, 2023
Instrument	2023R-017576

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2018
Property Address	909 JACOBS LN, O FALLON, MO 63366-1734
Document Number	0068810596
Book / Page	6881 / 0596
Map Reference	MB 7 MP 27-29
Instrument Date	Feb 15, 2018
Instrument	20180220000091170
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3733 ELM ST, 3733, SAINT CHARLES, MO 63301-4345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 JACOBS LN, O FALLON, MO 63366-1734

Mortgage

Document Number	20180220000091180
Date	Feb 20, 2018
Instrument	20180220000091180

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2017
Property Address	909 JACOBS LN, O FALLON, MO 63366-1734
Document Number	0067131369
Book / Page	006713 / 001369
Instrument Date	Dec 30, 2016
Instrument	161490
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3733 ELM ST ST CHARLES MO 633014345, ST CHARLES, MO 63301-4345

Tax Assessment & Valuation

The 2025 property tax bill for 909 Jacobs Ln was $3,051, up 0.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,336 (-)	$249,138 (-) Land $40,000 Building $209,138
2025	$3,051.00 (+0.46%)	$47,336	$249,138 Land $40,000 Building $209,138
2024	$3,037.00
2023		$45,768
2022			$240,884 Land $40,000 Building $200,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 909 Jacobs Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 909 Jacobs Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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