912 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 912 Fleming St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1986
Lot Size	0.337 acres (14,723 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Jan 2022)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014834-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014834-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,244 sqft Heated Area
Gross Area	1,692 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1986
Exterior Material	Logs
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	123 ft deep x 120 ft wide

Exterior Amenities

Porch	Porch
Porch Area	448 sqft
Fence	Fence
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	912 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & 6 BLK 9 FLEMING ISLANDESTATES AS REC O R 4558 PG 44
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLANDESTATES
Legal Block	9
Legal Lot Number	5,6 6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2023
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014834-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	912 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP
Jun 01, 2018	Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	2022002448
Deed Book / Page	4558 / 44
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 11, 2022
Property Address	912 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0045580044
Book / Page	4558 / 44
Map Reference	MB 4 PG 61&62
Instrument Date	Dec 31, 2021
Instrument	2022002448
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	938 N COUNTY ROAD 315, 938, GRANDIN, FL 32138-9900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 FLEMING ST, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	0000455846
Date	Jan 11, 2022
Instrument	4558/46

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	912 FLEMING ST, FLEMING ISLAND, FL 32003-9343
Document Number	0041050748
Instrument Date	Jun 01, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 FLEMING ST FLEMING ISLAND FL 320039343, FLEMING ISLAND, FL 32003-9343

Mortgage

Document Number	0041050748
Date	Jul 19, 2018
Book Page	004105/000748
Instrument	37599

Lender

Name	JPMORGAN CHASE BK NA
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,218.00 (-3.16%) Homeowner's exemption	$251,169 (+5.99%)	$287,514 (-4.3%) Land $100,000 Building $187,514
2023	$3,323.00 (+6.81%) Homeowner's exemption	$236,982 (+3%)	$300,435 (+30.58%) Land $100,000 Building $200,435
2022	$3,111.00 Homeowner's exemption	$230,080 Land $60,000 Building $170,080	$230,080 Land $60,000 Building $170,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 215 locations within half a mile of this property.

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