Clay County property record for 895 Fleming St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2017 |
| Lot Size | 0.168 acres (7,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,000 (Jul 2017) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014829-000-00 |
| Primary APN | 38-05-26-014829-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,361 sqft (0.168 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Pool Area | 288 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 895 FLEMING ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 BLK 3 FLEMING ISL ESTSAS REC O R 3996 PG 1835 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 3, 2017 | Deed of Trust, Mortgage FORUM CAP PTRS LLC |
| Feb 13, 2017 | Warranty Deed, Transfer GLOBAL TITLE PROFESSIONALS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Feb 13, 2017 · Amount on Record |
| Deed Document Number | 2017038148 |
| Deed Book / Page | 3996 / 1835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0046560084 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 4656/84 |
| Instrument | 2022060448 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043010181 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 4301/181 |
| Instrument | 2020020325 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0044011611 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 4401/1611 |
| Instrument | 2021002153 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0039500361 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5019 MARINERS POINT DR JACKSONVILLE FL 322251109, JACKSONVILLE, FL 32225-1109 |
| Investor | Possibly a Property Investor |
| Document Number | 0039500361 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 003950/000361 |
| Instrument | 11292 |
| Name | FORUM CAP PTRS LLC |
|---|---|
| Address | JACKSONVILLE, FL 32246 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Mar 5, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 13, 2017 |
| Property Address | 895 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0039431271 |
| Book / Page | 003943 / 001271 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 7501 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | GLOBAL TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $217.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | FLEMING ST #44 FLEMING ISLAND FL 32003, 44, FLEMING ISLAND, FL 32003 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $271,112 (+5.99%) | $376,855 (-4.38%) Land $50,000 Building $326,855 |
| 2023 | Disabled Person's exemption Veteran's exemption | $255,799 | $394,112 Land $50,000 Building $344,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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