Union County property record for 912 Five Leaf Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 3,438 sqft · built 2014 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (May 2021) |
| Tax Bill | $4,276 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-072-312 |
| Primary APN | 06-072-312 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,438 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 912 FIVE LEAF LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #40 HOLLISTER MAP10 OPCM198 |
| Legal Subdivision | HOLLISTER |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 21020 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 FIVE LEAF LN, WAXHAW, NC 28173-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Sep 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2015 · Amount on Record |
| Deed Document Number | 202124798 |
| Deed Book / Page | 8113 / 456 |
| Prior Transfer Date | Sep 21, 2020 |
| Prior Transfer Doc | 7821410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 25, 2021 |
| Property Address | 912 FIVE LEAF LN, WAXHAW, NC 28173-6327 |
| Document Number | 8113456 |
| Book / Page | 8113 / 456 |
| Map Reference | CAB M FILE 198 |
| Instrument Date | May 24, 2021 |
| Instrument | 24798 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 HARLOWS CROSSING DR, 1031, WEDDINGTON, NC 28104-2300 |
| Name | Verified Name |
|---|
| Document Number | 24799 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 24799 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 24, 2020 |
| Property Address | 912 FIVE LEAF LN, WAXHAW, NC 28173-6327 |
| Document Number | 0007821410 |
| Book / Page | 7821 / 410 |
| Map Reference | CAB M FILE 198 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 38184 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | D912 FIVE LEAF LN, WAXHAW, NC 28173 |
| Document Number | 0000038185 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 38185 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 912 FIVE LEAF LN, WAXHAW, NC 28173-6327 |
| Document Number | 7301129 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 912 FIVE LEAF LN WAXHAW NC 281736327, WAXHAW, NC 28173-6327 |
| Document Number | 7301129 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 007301/000129 |
| Instrument | 1536 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $920,400 (-) Land $169,500 Building $750,900 | $920,400 (-) Land $169,500 Building $750,900 | |
| 2025 | $4,276.00 (+34.85%) | $920,400 (+81.54%) Land $169,500 Building $750,900 | $920,400 (+81.54%) Land $169,500 Building $750,900 |
| 2023 | $3,171.00 | $507,000 Land $91,000 Building $416,000 | $507,000 Land $91,000 Building $416,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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