907 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 907 Five Leaf Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,630 sqft · built 2014
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$422,000 (Jul 2014)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-072-284`

Property Details

APN / Parcel Number

Primary APN	`06-072-284`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,630 sqft Living Area
1st Floor Area	1,581 sqft
Basement Area	1,581 sqft
Finished Basement	566 sqft
Unfinished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	907 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-6318
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#21 HOLLISTER MAP9 OPCL972-973
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage DOGWOOD STATE BANK
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	201419697
Deed Book / Page	6272 / 840
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318

Mortgage

Document Number	0008872589
Date	Mar 21, 2024
Book Page	8872/589
Instrument	6188

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	28252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008776159
Date	Sep 5, 2023
Book Page	8776/159
Instrument	21636

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8251415
Date	Sep 22, 2021
Book Page	8251/415
Instrument	44992

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	907 FIVE LEAF LN, WAXHAW, NC 28173-6318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7809243
Date	Sep 15, 2020
Book Page	7809/243
Instrument	36470

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,800 (-) Land $169,500 Building $816,300	$985,800 (-) Land $169,500 Building $816,300
2025	$4,580.00 (+21.2%)	$985,800 (+63.13%) Land $169,500 Building $816,300	$985,800 (+63.13%) Land $169,500 Building $816,300
2023	$3,779.00	$604,300 Land $91,000 Building $513,300	$604,300 Land $91,000 Building $513,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Five Leaf Ln

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