912 E Summit St, Smithville, MO 64089 Property Records

Clay County property record for 912 E Summit St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1988
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$149,200 (Sep 2020)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-618-00-08-007.00`

Property Details

APN / Parcel Number

Primary APN	`05-618-00-08-007.00`
Alternative APNs	`0561800080070001` `5618000800700` `242816`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	622 sqft
Basement Area	622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	174 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	60 sqft
Patio Area	60 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	912 E SUMMIT ST
City	SMITHVILLE
State	MO
Zip	64089-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND HEIGHTS 3RD PLAT S PT LT 11 BLK 2 BEG MOST S COR LT 11, NW161.13, N40.35, SE174.62, SW37.12 TO POB
Legal Range	33W
Legal Township	53N
Legal Section	23
Legal Subdivision	LAKELAND HEIGHTS 3RD
Legal Block	2
Legal Lot Number	11
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3005
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GREAT AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	202032133
Deed Book / Page	8789 / 55
Prior Transfer Date	Apr 12, 2002
Prior Transfer Doc	0000007669
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767

Mortgage

Document Number	0000020951
Date	Aug 28, 2023
Book Page	9618/39
Instrument	2023020951

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 3, 2020
Property Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Document Number	0000032133
Book / Page	8789 / 55
Instrument Date	Aug 3, 2020
Instrument	2020032133
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767

Mortgage

Document Number	0000032134
Date	Sep 3, 2020
Instrument	2020032134

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000032135
Date	Sep 3, 2020
Book Page	8789/57
Instrument	2020032135

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 2, 2018
Property Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Document Number	0000009687
Book / Page	8169 / 088
Instrument Date	Mar 28, 2018
Instrument	2018009687
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	912 E SUMMIT ST, SMITHVILLE, MO 64089-9767

Mortgage

Document Number	0000009688
Date	Apr 2, 2018
Instrument	2018009688

Lender

Name	GREAT AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (+18.48%)	$31,350 (+14.92%)	$165,000 (+14.92%)
2023	$1,883.00 (+22.91%)	$27,280	$143,578
2019	$1,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Wisper ISP.

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