904 E Summit St, Smithville, MO 64089 Property Records

Clay County property record for 904 E Summit St, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1988
Square Footage1,248 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
GarageAttached, 264 sqft
OccupancyOwner Occupied
Tax Bill$1,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-906-00-05-005.00
Alternative APNs
  • 0590600050050001
  • 5906000500500
  • 265525

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,248 sqft Living Area
Gross Area2,134 sqft Gross Area
1st Floor622 sqft 1st Floor
Basement Area622 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleDuplex Single Style
Exterior MaterialWood Siding Exterior
Roof MaterialComposition Shingle Roof
Lot Area4,356 sqft (0.1 acres)
Depth X Width119 ft x 41 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area264 sqft Garage
Deck Area60 sqft Deck
Patio Area60 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address904 E SUMMIT ST
CitySMITHVILLE
StateMO
Zip64089-9767
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKELAND HEIGHTS 3RD PLAT S41.63 LT 9 BLK 2
Legal Range33W
Legal Township53N
Legal Section26
Legal SubdivisionLAKELAND HEIGHTS 3RD
Legal Block2
Legal Lot Number9
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup3
Census Block3005
Census Tract22000

Owner

Source: Clay County records · APN 05-906-00-05-005.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address904 E SUMMIT ST, SMITHVILLE, MO 64089-9767
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 04, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2011
Deed SaleOct 17, 2011
Prior SaleJan 12, 2011
Deed Doc Number201132917
Deed Book / Page6703 / 47
Prior Transfer DateMar 02, 2001
Prior Transfer Doc0000036188
Record RefreshedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address904 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014213
DateMay 07, 2018
Book Page8192/094
Instrument2018014213
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address904 E SUMMIT ST, SMITHVILLE, MO 64089-9767
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006756
DateMar 04, 2020
Book Page8619/47
Instrument2020006756
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,748.00 (+11.69%)$24,570 (+8.38%)$129,316 (+8.38%)
2023$1,565.00 (+18.83%)$22,670$119,315
2019$1,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 31% of Missouri
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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