908 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 908 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,237 sqft · built 1932
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Jul 2026)
Tax Bill	$479 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054057H D 07700`

Property Details

APN / Parcel Number

Primary APN	`054057H D 07700`
Alternative APNs	`057H D 07700 00002057H` `057H D 07700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	170 sqft
Porch	Slab
Porch Area	136 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	908 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054K C 054K 02900 000, COUNTY AREA: D01
Legal Subdivision	CHILHOWEE 1
Legal Block	A
Legal Lot Number	9-11
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3014
Census Tract	970300

Owner

Source: McMinn County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	908 E MADISON AVE, ATHENS, TN 37303-3860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Dec 15, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Dec 9, 2019	Warranty Deed, Transfer TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2026275936
Deed Book / Page	10 / 1016
Transfer Doc	00013Z0284
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 7, 2026
Property Address	908 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	0000275936
Book / Page	10 / 1016
Instrument Date	Jul 6, 2026
Instrument	2026275936
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	UNITY TITLE, UNITY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82,587.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E MADISON AVE, ATHENS, TN 37303-3860

Mortgage

Document Number	0000275937,
Date	Jul 7, 2026
Instrument	2026275937

Lender

Name	TJC MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 15, 2022
Property Address	908 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	0000023L50
Book / Page	23L / 50
Map Reference	MB 1 PG 21
Instrument Date	Dec 14, 2022
Instrument	242501
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E MADISON AVE, ATHENS, TN 37303-3860

Mortgage

Document Number	0000242502
Date	Dec 15, 2022
Instrument	242502

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0001301858
Date	Dec 15, 2022
Book Page	1301/858
Instrument	242503

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 9, 2019
Property Address	908 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	22A546
Book / Page	00022A / 000546
Instrument Date	Dec 9, 2019
Instrument	211264
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 COUNTY ROAD 320 NIOTA TN 378263034, NIOTA, TN 37826-3034

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$479.00	$22,900 (-) Land $3,250 Building $19,650
2024	$479.00	$22,900 (-) Land $3,250 Building $19,650
2023	$479.00 (+2.35%)	$22,900 (+41.58%) Land $3,250 Building $19,650	$91,600 (+41.58%) Land $13,000 Building $78,600
2022	$468.00	$16,175 Land $4,175 Building $12,000	$64,700 Land $16,700 Building $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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