912 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 912 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,310 sqft · built 2021
Lot Size	0.273 acres (11,925 sqft)
Owner	Company Name on Record
Last Sale	$164,500 (Jul 2017)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`146P F 005`

Property Details

APN / Parcel Number

Primary APN	`146P F 005`
Alternative APN	`0000077715`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,310 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,925 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077715
Street Address	912 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LTS 361 ORANGE GROVE SUB PB 3 PG 39 REV 113-142
Legal Subdivision	ORANGE GROVE
Legal Lot Number	361
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1039
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1426 S MOORE RD, CHATTANOOGA, TN 37412-2832
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Jul 12, 2017	Warranty Deed, Transfer TITLE GUARANTY
Mar 23, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST VOLUNTEER BANK
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	201790
Deed Book / Page	11099 / 39
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 1, 2026
Property Address	912 E 14TH ST, CHATTANOOGA, TN 37408-1505
Document Number	0000000187
Book / Page	14283 / 116
Instrument Date	Apr 8, 2026
Instrument	2026187
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1426 S MOORE RD, CHATTANOOGA, TN 37412-2832

Mortgage

Document Number	0000000187,
Date	May 1, 2026
Book Page	14283/116
Instrument	2026187

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	912 E 14TH ST, CHATTANOOGA, TN 37408-1505
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000129
Date	Mar 16, 2021
Book Page	12400/566
Instrument	2021031600129

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 12, 2017
Property Address	912 E 14TH ST, CHATTANOOGA, TN 37408
Document Number	0000000090
Book / Page	011099 / 000039
Instrument Date	Jul 11, 2017
Instrument	90
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$608.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1426 S MOORE RD CHATTANOOGA TN 374122832, CHATTANOOGA, TN 37412-2832
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2017
Property Address	912 E 14TH ST, CHATTANOOGA, TN 37408
Document Number	0000000139
Book / Page	11006 / 071
Map Reference	MB68 PG87
Instrument Date	Mar 21, 2017
Instrument	2017032300139
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 W MAIN ST, CHATTANOOGA, TN 37408-1171

Mortgage

Document Number	0000000140
Date	Mar 23, 2017
Instrument	2017032300140

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 21, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2017
Property Address	912 E 14TH ST, CHATTANOOGA, TN 37408
Document Number	0000000138
Book / Page	011006 / 000068
Instrument Date	Mar 21, 2017
Instrument	138
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	916 E 14TH ST #3E CHATTANOOGA TN 374081505, 3E, CHATTANOOGA, TN 37408-1505

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (-8.36%)	$100,500 (+35.22%)	$402,000 (+35.22%) Land $60,000 Building $342,000
2024	$1,662.00	$74,325 (-)	$297,300 (-) Land $30,000 Building $267,300
2023	$1,662.00	$74,325 (-)	$297,300 (-) Land $30,000 Building $267,300
2022	$1,662.00	$74,325	$297,300 Land $30,000 Building $267,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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