908 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 908 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,300 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`146P F 004.01`

Property Details

APN / Parcel Number

Primary APN	`146P F 004.01`
Alternative APN	`0000386362`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000386362
Street Address	908 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT2 ANKAR'S ADDN TO ORANGE GROVE PB 3 PG 39 REV 113-142 OUT OF 146P F 004 & 005 FOR 2019
Legal Subdivision	ORANGE GROVE
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1039
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1426 S MOORE RD, CHATTANOOGA, TN 37412-2832
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan PINNACLE BANK
Aug 18, 2020	Loan Modification, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017
Deed Sale	Jul 11, 2017
Deed Document Number	0001109939
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	908 E 14TH ST, CHATTANOOGA, TN 37408-1505
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000190
Date	Sep 9, 2025
Book Page	14039/158
Instrument	2025090900190

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	908 E 14TH ST, CHATTANOOGA, TN 37408-1505
Document Number	0820000209
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1426 S MOORE RD CHATTANOOGA TN 374122832, CHATTANOOGA, TN 37412-2832

Mortgage

Document Number	0820000209
Date	Aug 20, 2020
Book Page	012121/000972
Instrument	200820000209

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,456.00 (-8.94%)	$96,075 (+34.42%)	$384,300 (+34.42%) Land $48,000 Building $336,300
2024	$1,599.00	$71,475 (-)	$285,900 (-) Land $24,000 Building $261,900
2023	$1,599.00	$71,475 (-)	$285,900 (-) Land $24,000 Building $261,900
2022	$1,599.00	$71,475	$285,900 Land $24,000 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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