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912 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 912 Creekwood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 2018
Lot Size0.213 acres (9,278 sqft)
Owner2 Individual Names on Record
Last Sale$388,100 (Nov 2018)
Tax Bill$5,859 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-13-31-5120-2AF07-0160

Property Details

APN / Parcel Number

Primary APN16-13-31-5120-2AF07-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,955 sqft
1st Floor Area1,990 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,278 sqft (0.213 acres)
DrivewayBrick Driveway
Driveway Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address912 CREEKWOOD DR
CityORMOND BEACH
StateFL
Zip32174-1450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 16 OR 2231/742 OR 2315/1440
Legal Range31E
Legal Township13S
Legal Section16
Legal SubdivisionPLANTATION BAY
Legal Block2AF0
Legal Lot Number16
Legal Unit7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2022Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 1, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SUNSTATE FCU
Aug 21, 2018Loan Modification, Mortgage · Line of Credit
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2018 · Amount on Record
Deed SaleNov 1, 2018 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number201841103
Deed Book / Page2315 / 1440
Last Transfer DateNov 25, 2020
Transfer Doc0024990817
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 4, 2022
Property Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number0026930521
Book / Page2693 / 521
Map ReferenceMB 38 PG 68-70
Instrument DateMay 11, 2022
Instrument2022028655
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyU S TITLE SERVICES, D&S TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address912 CREEKWOOD DR, 912, ORMOND BEACH, FL 32174-1450

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 TRAILS END CIR, BONAIRE, GA 31005-3588

Mortgage

Document Number0002693523
DateJun 4, 2022
Instrument2693/523
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateNov 25, 2020
Property Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number0024990817
Book / Page002499 / 000817
Instrument DateNov 25, 2020
Instrument49245
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address912 CREEKWOOD DR ORMOND BEACH FL 321741450, ORMOND BEACH, FL 32174-1450

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 1, 2018
Property Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number0023151440
Book / Page2315 / 1440
Map ReferenceMB38 PG68-70
Instrument DateOct 30, 2018
Instrument2018041103
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,716.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450

Mortgage

Document Number2018041104
DateNov 1, 2018
Instrument2018041104
Lender
NameSUNSTATE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2028

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateAug 21, 2018
Property Address912 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number0023001343
Book / Page002300 / 001343
Instrument DateAug 15, 2018
Instrument31472
Transaction TypeMortgage
Record UpdatedSep 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number23001343
DateAug 21, 2018
Book Page002300/001343
Instrument31472
Lender
NameRENASANT BK
TypeBank
Address941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,859.00 (-25.22%) Homeowner's exemption Veteran's exemption$461,948 (+5.99%)$481,425 (+10.46%) Land $90,500 Building $390,925
2024$7,835.00 (+1.74%)
2023$7,701.00 (+32.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$435,853 (+39.69%) Land $90,500 Building $345,353$435,853 (+2.52%) Land $90,500 Building $345,353
2022$5,833.00 Homeowner's exemption$312,009$425,130 Land $90,500 Building $334,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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