Alleghany County property record for 912 Cleary Rd, Sparta, NC 28675
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2002 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,380 (2026) |
| Deeds & Mortgages | Feb 2019 Refinance Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3969501633 |
| Primary APN | 3969501633 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | No Foundation |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Lean-To | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7786 |
|---|---|
| Street Address | 912 CLEARY RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-8422 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R1 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | WHITEHEAD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950300 |
912 Cleary Rd, a residential property, is owned and occupied by two individuals who acquired it in September 2010.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 912 CLEARY RD, SPARTA, NC 28675-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST COMMUNITY BANK |
| Feb 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2010 |
| Transfer Doc | 339/0490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 912 CLEARY RD, SPARTA, NC 28675-8422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 398/91 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 398/91 |
| Instrument | 282 |
| Name | 1ST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 912 CLEARY RD, SPARTA, NC 28675-8422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 398/91 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 398/91 |
| Instrument | 282 |
| Name | 1ST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 912 Cleary Rd was $1,380, up 0.7% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,380.00 (+0.73%) | $202,900 (-) Land $27,300 Building $175,600 | $202,900 Land $27,300 Building $175,600 |
| 2025 | $1,370.00 | $202,900 Land $27,300 Building $175,600 | |
| 2023 | $202,900 Land $27,300 Building $175,600 | $202,900 Land $27,300 Building $175,600 | |
| 2021 | $202,900 Land $27,300 Building $175,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Cleary Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Cleary Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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