841 Cleary Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 841 Cleary Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1920
Lot Size	25.5 acres (1,114,265 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2022)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3968593601`

Property Details

APN / Parcel Number

Primary APN	`3968593601`
Alternative APNs	`82474` `8923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1968
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,114,265 sqft (25.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	64 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	168 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82474
Street Address	841 CLEARY RD
City	SPARTA
State	NC
Zip	28675-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3016
Census Tract	950300

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	841 CLEARY RD, SPARTA, NC 28675-8422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Nov 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	20222733
Deed Book / Page	433 / 622
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	841 CLEARY RD, SPARTA, NC 28675-8422
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452/1333
Date	Sep 18, 2025
Book Page	452/1333
Instrument	2025001858

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Interest

Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	841 CLEARY RD, SPARTA, NC 28675-8422
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/669
Date	Jan 2, 2024
Book Page	441/669
Instrument	6

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 22, 2022
Property Address	841 CLEARY RD, SPARTA, NC 28675-8422
Document Number	000433/622
Book / Page	433 / 622
Instrument Date	Nov 22, 2022
Instrument	2733
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4523 RIDGE RD, CHARLOTTE, NC 28269-1077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 CLEARY RD, SPARTA, NC 28675-8422

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,800 (+10.26%) Land $182,600 Building $147,200	$329,800 (+10.26%) Land $182,600 Building $147,200
2025	$2,071.00
2023		$299,100 Land $182,600 Building $116,500	$299,100 Land $182,600 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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