912 5th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 912 5th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2020)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-2440`

Property Details

APN / Parcel Number

Primary APN	`85-401-2440`
Alternative APNs	`85-00401-2440` `42161`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Account Number	42161
Street Address	912 5TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK 24
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	24
Legal Lot Number	9
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2028
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 5TH AVE SE, SAINT CLOUD, MN 56304-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2020900996
Prior Transfer Date	Jun 28, 2016
Prior Transfer Doc	0000823228
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 23, 2020
Property Address	912 5TH AVE SE, SAINT CLOUD, MN 56304-1406
Document Number	0000900996
Instrument Date	Sep 22, 2020
Instrument	900996
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 5TH AVE SE, SAINT CLOUD, MN 56304-1406

Mortgage

Document Number	0000900997
Date	Sep 23, 2020
Instrument	900997

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 26, 2019
Property Address	912 5TH AVE SE, SAINT CLOUD, MN 56304-1406
Document Number	0000879315
Instrument Date	Aug 30, 2019
Instrument	879315
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$109.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 5TH AVE SE, SAINT CLOUD, MN 56304-1406

Mortgage

Document Number	0000879316
Date	Sep 26, 2019
Instrument	879316

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,200 (+3.79%) Land $40,000 Building $127,200	$167,200 (+3.79%) Land $40,000 Building $127,200
2025	$1,930.00 (+22.62%)	$161,100 (+1.51%) Land $40,000 Building $121,100	$161,100 (+1.51%) Land $40,000 Building $121,100
2023	$1,574.00	$158,700 Land $30,000 Building $128,700
2021			$158,700 Land $30,000 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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