Sherburne County property record for 906 5th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.164 acres (7,151 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,100 (Sep 2006) |
| Tax Bill | $2,600 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-2435 |
| Primary APN | 85-401-2435 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,151 sqft (0.164 acres) |
|---|
| Street Address | 906 5TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, BLK 24 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 24 |
| Legal Lot Number | 8 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31500 |
Source: Sherburne County records · APN 85-401-2435
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 5TH AVE SE, SAINT CLOUD, MN 56304-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| May 06, 2022 | Deed, Transfer · Conventional Mortgage ENVISION CAPITAL INC |
| Sep 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2006 · Amount on Record |
| Deed Sale | Sep 25, 2006 · Amount on Record |
| Deed Document Number | 200673641 |
| Prior Transfer Date | Sep 20, 2006 |
| Prior Transfer Doc | 0000073641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 906 5TH AVE SE, SAINT CLOUD, MN 56304-1406 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000951879 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 951879 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 06, 2022 |
| Property Address | 906 5TH AVE SE, SAINT CLOUD, MN 56304-1406 |
| Document Number | 0000942091 |
| Instrument Date | May 05, 2022 |
| Instrument | 942091 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 906 5TH AVE SE, SAINT CLOUD, MN 56304-1406 |
| Document Number | 0000942092 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 942092 |
| Name | ENVISION CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 17, 2018 |
| Property Address | 906 5TH AVE SE, SAINT CLOUD, MN 56304-1406 |
| Document Number | 0000862198 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 862198 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5228 LARADA LN EDINA MN 554361081, EDINA, MN 55436-1081 |
Source: Sherburne County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,600.00 (+22.53%) | $203,300 (+1.6%) Land $40,000 Building $163,300 | $203,300 (+1.6%) Land $40,000 Building $163,300 |
| 2023 | $2,122.00 | $200,100 Land $30,000 Building $170,100 | |
| 2021 | $200,100 Land $30,000 Building $170,100 |
Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), as of November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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