Stearns County property record for 912 3rd St N, Apt 8, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,112 sqft · built 1985 |
| Lot Size | 0.051 acres (2,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jul 2023) |
| Tax Bill | $2,232 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29443-0008 |
| Primary APN | 48-29443-0008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Patio Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,208 sqft (0.051 acres) |
| Lot Dimensions | 69 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Street Address | 912 3RD ST N, 8 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLK 001 MARY'S HIGHLAND PK PATIO HOMES SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 15 |
| Legal Subdivision | MARYS HIGHLAND PK PATIO HOMES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29443-0008
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 912 3RD ST N, 8, COLD SPRING, MN 56320-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Transfer on Death Deed, Transfer |
| Aug 01, 2023 | Warranty Deed, Transfer EDINA REALTY TITLE |
| Feb 21, 2019 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 20231559363 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 04, 2024 |
| Property Address | 912 3RD ST N APT 8, 8, COLD SPRING, MN 56320-1537 |
| Document Number | 00A1669982 |
| Instrument Date | Apr 03, 2024 |
| Instrument | A1669982 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 01, 2023 |
| Property Address | 912 3RD ST N APT 8, 8, COLD SPRING, MN 56320-1537 |
| Document Number | 00A1657338 |
| Instrument Date | Jul 21, 2023 |
| Instrument | A1657338 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | EDINA REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 912 3RD ST N APT 8, 8, COLD SPRING, MN 56320-1537 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 21, 2019 |
| Property Address | 912 3RD ST N APT 8, 8, COLD SPRING, MN 56320-1537 |
| Document Number | 00A1538727 |
| Instrument Date | Feb 14, 2019 |
| Instrument | A1538727 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 3RD ST N APT 8, 8, COLD SPRING, MN 56320-1537 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,232.00 (+38.29%) | ||
| 2025 | $179,600 (+12.39%) Land $24,800 Building $154,800 | $179,600 (+12.39%) Land $24,800 Building $154,800 | |
| 2023 | $1,614.00 | $159,800 Land $24,800 Building $135,000 | $159,800 Land $24,800 Building $135,000 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Arvig Enterprises, AT&T, BIF IV Intrepid HoldCo, LTD Broadband, Verizon.
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Cold Spring serves 4,201 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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