912 3rd St N, Apt 5, Cold Spring, MN 56320 Property Records

Stearns County property record for 912 3rd St N, Apt 5, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1985
Lot Size	0.051 acres (2,208 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jul 2023)
Tax Bill	$2,004 (2026)
Deeds & Mortgages	Aug 2023 Foreclosure Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-29443-0005`

Property Details

APN / Parcel Number

Primary APN	`48-29443-0005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Patio Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,208 sqft (0.051 acres)
Lot Dimensions	69 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Street Address	912 3RD ST N, 5
City	COLD SPRING
State	MN
Zip	56320-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 001 MARY'S HIGHLAND PK PATIO HOMES SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	MARYS HIGHLAND PK PATIO HOMES
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2027
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29443-0005

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	912 3RD ST N, 5, COLD SPRING, MN 56320-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2023	Trustee's Deed, Foreclosure QUDARY TITLE, QUARRY TITLE
Mar 24, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Document Number	20231562384
Record Updated	Jun 08, 2026

August 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 02, 2023
Property Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537
Document Number	00A1657445
Instrument Date	Jul 27, 2023
Instrument	A1657445
Transaction Type	Foreclosure
Record Updated	Aug 29, 2023
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 24, 2023
Property Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537
Document Number	00A1650505
Instrument Date	Mar 23, 2023
Instrument	A1650505
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537

March 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Mar 24, 2023
Property Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537
Document Number	00A1650503
Instrument Date	Mar 23, 2023
Instrument	A1650503
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 3RD ST N APT 5, 5, COLD SPRING, MN 56320-1537

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,004.00 (+24.16%)
2025		$188,000 (+17.65%) Land $24,800 Building $163,200	$188,000 (+17.65%) Land $24,800 Building $163,200
2023	$1,614.00	$159,800 Land $24,800 Building $135,000	$159,800 Land $24,800 Building $135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband, AT&T, Verizon, Arvig Enterprises, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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