912 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 912 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 1992
Lot Size	0.356 acres (15,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,500 (Dec 2021)
Tax Bill	$5,243 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500053-0-260`

Property Details

APN / Parcel Number

Primary APN	`500053-0-260`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,665 sqft Living Area
Gross Area	2,113 sqft
Upper Floors Area	766 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,491 sqft (0.356 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	976 sqft
Patio Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	912 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 LEGEND PARK L 26 EASE OF REC OUT OF 2-004 & 2-005 SEG C0590NF 3/24/92BO
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	LEGEND PARK
Legal Lot Number	26
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 197TH STREET CT E, SPANAWAY, WA 98387-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 15, 2020	Deed of Trust, Mortgage · VA Mortgage FELLOWSHIP HM LOANS
Oct 3, 2017	Deed of Trust, Mortgage · VA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	2021685
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 10, 2021
Property Address	912 197TH STREET CT E, SPANAWAY, WA 98387-8028
Document Number	0012100685
Map Reference	DOC 9201090387
Instrument Date	Dec 8, 2021
Instrument	202112100685
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 197TH STREET CT E, SPANAWAY, WA 98387-8028

Mortgage

Document Number	0012100686
Date	Dec 10, 2021
Instrument	202112100686

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0012100687
Date	Dec 10, 2021
Instrument	202112100687

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	912 197TH STREET CT E, SPANAWAY, WA 98387-8028
Document Number	2002240030
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	912 197TH STREET CT E SPANAWAY WA 983878028, SPANAWAY, WA 98387-8028

Mortgage

Document Number	2002240030
Date	Feb 24, 2020
Instrument	202002240030

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	912 197TH STREET CT E, SPANAWAY, WA 98387-8028
Document Number	1710110853
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	912 197TH STREET CT E SPANAWAY WA 983878028, SPANAWAY, WA 98387-8028

Mortgage

Document Number	1710110853
Date	Oct 11, 2017
Instrument	201710110853

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,243.00 (+0.52%)	$463,000 (+5.35%) Land $187,000 Building $276,000	$463,000 (+5.35%) Land $187,000 Building $276,000
2025	$5,216.00 (+2.01%)
2024	$5,113.00 (-0.78%)	$439,500 (-2.38%) Land $195,700 Building $243,800	$439,500 (-2.38%) Land $195,700 Building $243,800
2023	$5,153.00	$450,200 Land $185,600 Building $264,600	$450,200 Land $185,600 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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