904 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 904 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1992
Lot Size	1.02 acres (44,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Apr 2007)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500053-0-280`

Property Details

APN / Parcel Number

Primary APN	`500053-0-280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,852 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	44,661 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	900 sqft
Patio Area	450 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	904 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 23 LEGEND PARK: LEGEND PARK SW OF NW 03-18-03E LOT 28 EASE OF REC APPROX 44,661 SQ FT OUT OF 2-004 & 2-005 SEG C0590NF 3/24/92BO
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	LEGEND PARK
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 197TH STREET CT E, SPANAWAY, WA 98387-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	2007576
Prior Transfer Date	Sep 11, 2000
Prior Transfer Doc	0000000707
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	904 197TH STREET CT E, SPANAWAY, WA 98387-8028
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006140248
Date	Jun 14, 2021
Instrument	202106140248

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	904 197TH STREET CT E, SPANAWAY, WA 98387-8028
Document Number	1810110399
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 197TH STREET CT E SPANAWAY WA 983878028, SPANAWAY, WA 98387-8028

Mortgage

Document Number	1810110399
Date	Oct 11, 2018
Instrument	201810110399

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,400 (+6.04%) Land $238,600 Building $438,800	$677,400 (+6.04%) Land $238,600 Building $438,800
2025	$7,526.00 (+2.46%)
2024	$7,345.00 (-1.49%)	$638,800 (-3.09%) Land $249,600 Building $389,200	$638,800 (-3.09%) Land $249,600 Building $389,200
2023	$7,456.00	$659,200 Land $236,800 Building $422,400	$659,200 Land $236,800 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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