Montgomery County property record for 9115 Trams Way, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,878 sqft · built 1989 |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Feb 2020) |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02814671 |
| Primary APN | 09-02814671 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,118 sqft |
| 1st Floor Area | 714 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,250 sqft (0.052 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02814671 |
|---|---|
| Street Address | 9115 TRAMS WAY |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-1670 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | CHARLENE TWNHS SEC 6 |
| Legal Subdivision | CHARLENE TWNHS |
| Legal Block | 10 |
| Legal Lot Number | 105 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700715 |
9115 Trams Way, a townhouse, is owned and occupied by an individual who bought it in February 2020.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9115 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 27, 2020 | Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on File |
| Deed Sale | Feb 27, 2020 · Amount on File |
| Prior Sale | Jul 6, 1989 · Amount on File |
| Deed Book / Page | 59128 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9115 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9115 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Document Number | 0652290476 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 65229/476 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 27, 2020 |
| Property Address | 9115 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Document Number | 0591280301 |
| Book / Page | 59128 / 301 |
| Map Reference | MB 151 PL 17246 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9115 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Document Number | 59128307 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 59128/307 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 9115 Trams Way was $4,409.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,700 (+3.64%) Land $120,000 Building $237,700 | $357,700 (-) Land $120,000 Building $237,700 | |
| 2025 | $4,409.00 | $345,133 | $357,700 Land $120,000 Building $237,700 |
| 2023 | $320,000 Land $120,000 Building $200,000 | $320,000 Land $120,000 Building $200,000 | |
| 2022 | $2,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9115 Trams Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9115 Trams Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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