Montgomery County property record for 9105 Trams Way, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,928 sqft · built 1989 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02814716 |
| Primary APN | 09-02814716 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 714 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02814716 |
|---|---|
| Street Address | 9105 TRAMS WAY |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-1670 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | CHARLENE TWNHS SEC 6 |
| Legal Subdivision | CHARLENE TWNHS |
| Legal Block | 10 |
| Legal Lot Number | 109 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700715 |
9105 Trams Way, a townhouse, is owned and occupied by two individuals who acquired it in August 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9105 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2020 |
| Transfer Doc | 0605800256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9105 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | HOME TEAM TITLE |
| Name | Verified Name |
|---|---|
| Address | 9105 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Document Number | 0626440060 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 62644/60 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 24, 2020 |
| Property Address | 9105 TRAMS WAY, GAITHERSBURG, MD 20879-1670 |
| Document Number | 0605800256 |
| Book / Page | 060580 / 000256 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9105 TRAMS WAY GAITHERSBURG MD 208791670, GAITHERSBURG, MD 20879-1670 |
The 2025 property tax bill for 9105 Trams Way was $4,388, up 7.4% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,700 (+5.65%) Land $120,000 Building $242,700 | $362,700 (-) Land $120,000 Building $242,700 | |
| 2025 | $4,388.00 (+7.44%) | $343,300 | $362,700 Land $120,000 Building $242,700 |
| 2024 | $4,084.00 | ||
| 2023 | $304,500 Land $120,000 Building $184,500 | $304,500 Land $120,000 Building $184,500 | |
| 2022 | $2,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9105 Trams Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9105 Trams Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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