9109 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9109 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,043 sqft Heated Area
Lot Size20,790 sqft (0.477 acres)
OccupancyOwner Occupied
Last Sale$274,600 (2018)
Tax Bill$3,662.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-08900-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,043 sqft Heated Area
Gross Area2,951 sqft Gross Area
1st Floor2,505 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area20,790 sqft (0.477 acres)
Depth X Width2,970 ft x 700 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
PorchOpen Porch
Porch Area446 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number152S260000089000000
Street Address9109 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2537
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 70 FT OF E2 OF NW4 OF NW4 OF NW4 OF NE4 OF SECTION 15 TOWNSHIP 2 SOUTH RANGE 26 WEST AS DES IN OR 3791 PG 1385 (FKA PARCEL
Legal Range26W
Legal Township02S
Legal Section15
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2003
Census Tract10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-08900-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9109 E RIVER DR, NAVARRE, FL 32566-2537
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Aug 20, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Dec 20, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleApr 22, 1997 · Amount on Record
Deed Doc Number201853765
Deed Book / Page3791 / 1385
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9109 E RIVER DR, NAVARRE, FL 32566-2537
Transaction TypeMortgage
Record UpdatedDec 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043411872
DateNov 03, 2022
Book Page4341/1872
Instrument202262162
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9109 E RIVER DR, NAVARRE, FL 32566-2537
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041660770
DateAug 20, 2021
Book Page4166/770
Instrument202156130
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 20, 2018
Property Address9109 E RIVER DR, NAVARRE, FL 32566-2537
Document Number0037911385
Book / Page003791 / 001385
Instrument DateDec 17, 2018
Instrument53765
Transaction TypeTransfer
Record UpdatedFeb 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,922.20
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9109 E RIVER DR NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number37911387
DateDec 20, 2018
Book Page003791/001387
Instrument53766
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,662.00 (+3.53%)$304,998 (+4.67%) Land $37,100 Building $267,898$304,998 (+4.67%) Land $37,100 Building $267,898
2023$3,537.00 (+5.9%)$291,394 (+3.76%) Land $31,720 Building $259,674$291,394 (+3.76%) Land $31,720 Building $259,674
2022$3,340.00$280,822$280,822 Land $26,433 Building $254,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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