9114 Whitmore Ln, Frederick, MD 21704 Property Records

Frederick County property record for 9114 Whitmore Ln, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,158 sqft · built 2004
Lot Size0.379 acres (16,519 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jun 2017)
Tax Bill$10,339 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN07-238495

Property Details

APN / Parcel Number

Primary APN07-238495
Alternative APN
  • 238495

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,158 sqft Living Area
Gross Area5,598 sqft
1st Floor Area2,038 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,519 sqft (0.379 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area26 sqft
Deck Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number238495
Street Address9114 WHITMORE LN
CityFREDERICK
StateMD
Zip21704-7321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14046 SECT. M-14 16,519 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionURBANA PUD
Legal Lot Number14046
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

9114 Whitmore Ln is owned and occupied by two individuals who bought it in June 2017.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address9114 WHITMORE LN, FREDERICK, MD 21704-7321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Jun 29, 2017Grant Deed, Transfer · Line of Credit
TCF NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on File
Deed SaleJun 29, 2017 · Amount on File
Prior SaleFeb 9, 2005 · Amount on File
Deed Document Number201711905-0421
Deed Book / Page11905 / 421
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9114 WHITMORE LN, FREDERICK, MD 21704-7321
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139640325
DateAug 7, 2020
Book Page13964/325
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 29, 2017
Property Address9114 WHITMORE LN, FREDERICK, MD 21704-7321
Document Number0119050420
Book / Page011905 / 000420
Instrument DateJun 20, 2017
Transaction TypeTransfer
Record UpdatedAug 23, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9114 WHITMORE LN FREDERICK MD 217047321, FREDERICK, MD 21704-7321

Mortgage

Document Number119050451
DateJun 29, 2017
Book Page011905/000451
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 28, 2047
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number119050428,
DateJun 29, 2017
Book Page011905/000428
Lender
NameFAIRWAY ASSET CORP
Address414 HUNGERFORD DR # 104, ROCKVILLE, MD 20850-4125
Agreement
AmountAmount on Record
Term360 Months
DueJun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9114 Whitmore Ln was $10,339 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$893,267$979,100 Land $282,400 Building $696,700
2025$10,339.00
2023$9,347.00 Homeowner's exemption$672,033$721,600 Land $205,700 Building $515,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9114 Whitmore Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9114 Whitmore Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitmore Ln

Nearby Streets

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