9112 Whitmore Ln, Frederick, MD 21704 Property Records

Frederick County property record for 9112 Whitmore Ln, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,916 sqft · built 2004
Lot Size	0.361 acres (15,718 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (May 2023)
Tax Bill	$13,128 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-238487`

Property Details

APN / Parcel Number

Primary APN	`07-238487`
Alternative APN	`238487`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,916 sqft Living Area
Gross Area	6,446 sqft
1st Floor Area	2,502 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,718 sqft (0.361 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	238487
Street Address	9112 WHITMORE LN
City	FREDERICK
State	MD
Zip	21704-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14045 SECT. M-14 15,718 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-14 PRCL 01
Legal Lot Number	14045
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

9112 Whitmore Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9112 WHITMORE LN, FREDERICK, MD 21704-7321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	May 14, 2009 · Amount on File
Deed Book / Page	16440 / 69
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0146190205
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2023
Property Address	9112 WHITMORE LN, FREDERICK, MD 21704-7321
Document Number	0164400069
Book / Page	16440 / 69
Map Reference	MB 75 PG 3
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9112 WHITMORE LN, FREDERICK, MD 21704-7321

Mortgage

Document Number	0001644075
Date	May 15, 2023
Instrument	16440/75

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 3, 2021
Property Address	9112 WHITMORE LN, FREDERICK, MD 21704-7321
Document Number	0146190205
Book / Page	14619 / 205
Map Reference	MB 75 PG 3
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9112 WHITMORE LN, FREDERICK, MD 21704-7321

Tax Assessment & Valuation

The 2025 property tax bill for 9112 Whitmore Ln was $13,128, up 5.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,200 (+6.93%)	$1,062,900 (-) Land $281,900 Building $781,000
2025	$13,128.00 (+5.56%)	$933,500	$1,062,900 Land $281,900 Building $781,000
2024	$12,437.00 (+9.15%)
2023	$11,394.00	$810,167	$868,800 Land $205,300 Building $663,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9112 Whitmore Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9112 Whitmore Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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