Lake County property record for 9110 White Oak Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,328 sqft · built 1996 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jul 1995) |
| Tax Bill | $21,781 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-007-B-00-015-0 |
| Primary APN | 20-A-007-B-00-015-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 384 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 80 sqft |
| Patio Area | 738 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9110 WHITE OAK RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 33, 34 & 35 TRACT 1 |
| Legal Subdivision | RIVER OAKS ESTATES SUB PH 111 A |
| Legal Tract | 1 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 203700 |
9110 White Oak Rd is owned and occupied by two individuals who bought it in July 1995.
Source: Lake County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9110 WHITE OAK RD, WILLOUGHBY, OH 44094-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 1995 · Amount on File |
| Deed Sale | Jul 17, 1995 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 9110 WHITE OAK RD, WILLOUGHBY, OH 44094-9752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9110 WHITE OAK RD, KIRTLAND, OH 44094-9752 |
| Document Number | 0000005788 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026R005788 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount on Record |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,770 Land $58,210 Building $208,560 | $762,200 Land $166,310 Building $595,890 | |
| 2023 | $21,781.00 (+102.58%) Homeowner's exemption | $208,000 (-) Land $49,290 Building $158,710 | |
| 2022 | $10,752.00 Homeowner's exemption | $208,000 Land $49,290 Building $158,710 | |
| 2021 | $594,290 Land $140,840 Building $453,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9110 White Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9110 White Oak Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures