911 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 911 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1976
Lot Size	0.297 acres (12,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2023)
Tax Bill	$9,025 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-033501`

Property Details

APN / Parcel Number

Primary APN	`08-033501`
Alternative APNs	`8033501` `033501`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,947 sqft (0.297 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	033501
Street Address	911 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-69 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	69
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 TRURO LN, WALDORF, MD 20601-3350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 28, 2023	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 12, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ANDREWS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Apr 24, 1991 · Amount on Record
Deed Book / Page	13005 / 250
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 29, 2026
Property Address	911 TRURO LN, WALDORF, MD 20601-3350
Document Number	1408000311
Book / Page	14086 / 311
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 TRURO LN, WALDORF, MD 20601-3350

Mortgage

Document Number	1408000311,
Date	May 29, 2026
Book Page	14086/311

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Aug 1, 2053

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 28, 2023
Property Address	911 TRURO LN, WALDORF, MD 20601-3350
Document Number	0130050250
Book / Page	13005 / 250
Map Reference	MB PCM 12 FO 8
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	911 TRURO LN, WALDORF, MD 20601-3350

Mortgage

Document Number	0013005258
Date	Jul 28, 2023
Instrument	13005/258

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	911 TRURO LN, WALDORF, MD 20601-3350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109100195
Date	Dec 12, 2019
Book Page	10910/195

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (+7.89%) Land $96,900 Building $214,600	$311,500 (-) Land $96,900 Building $214,600
2025	$9,025.00 (+156.39%)	$288,733 (+18.72%)	$311,500 (+28.08%) Land $96,900 Building $214,600
2023	$3,520.00 (+17.53%) Homeowner's exemption	$243,200 (+1.73%) Land $84,700 Building $158,500	$243,200 (-) Land $84,700 Building $158,500
2022	$2,995.00 Homeowner's exemption	$239,067	$243,200 Land $84,700 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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