905 Truro Ln, Waldorf, MD 20601 Property Records

Charles County property record for 905 Truro Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 1975
Lot Size	0.23 acres (10,036 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$10,897 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-033374`

Property Details

APN / Parcel Number

Primary APN	`08-033374`
Alternative APNs	`8033374` `033374`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	996 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,036 sqft (0.23 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	140 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	033374
Street Address	905 TRURO LN
City	WALDORF
State	MD
Zip	20601-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-72 B-A S-1 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	A
Legal Lot Number	72
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	1
Census Block	1014
Census Tract	850801

Owner

Source: Charles County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 TRURO LN, WALDORF, MD 20601-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 16, 2020	Loan Modification, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 5, 2017	Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Book / Page	12747 / 496
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Dec 22, 2022
Property Address	905 TRURO LN, WALDORF, MD 20601-3350
Document Number	0128090064
Book / Page	12809 / 64
Map Reference	MB PCM 12 PL 8
Instrument Date	Dec 6, 2022
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TRURO LN, WALDORF, MD 20601-3350

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 21, 2022
Property Address	905 TRURO LN, WALDORF, MD 20601-3350
Document Number	0127470496
Book / Page	12747 / 496
Map Reference	MB PCM 12 PL 8
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 E 52ND ST, BROOKLYN, NY 11203-2421

Mortgage

Document Number	0012747500
Date	Oct 21, 2022
Instrument	12747/500

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	905 TRURO LN, WALDORF, MD 20601-3350
Document Number	0111480416
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 TRURO LN WALDORF MD 206013350, WALDORF, MD 20601-3350

Mortgage

Document Number	0111480416
Date	May 29, 2020
Book Page	011148/000416

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 5, 2017
Property Address	905 TRURO LN, WALDORF, MD 20601-3350
Document Number	0099030244
Book / Page	009903 / 000244
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	905 TRURO LN WALDORF MD 206013350, WALDORF, MD 20601-3350

Mortgage

Document Number	99030251
Date	Jul 5, 2017
Book Page	009903/000251

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,897.00 (+153.77%)	$359,800 (+19.3%)	$388,900 (+28.95%) Land $95,500 Building $293,400
2023	$4,294.00	$301,600 Land $83,300 Building $218,300	$301,600 Land $83,300 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	22 (1983–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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