Lee County property record for 911 Spruce St, Tupelo, MS 38801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,577 sqft · built 1987 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (Dec 2017) |
| Tax Bill | $1,826 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077E-26-053-41 |
| Primary APN | 077E-26-053-41 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Heated Area |
| Gross Area | 2,050 sqft |
| 1st Floor Area | 1,577 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 077E2605341 |
|---|---|
| Street Address | 911 SPRUCE ST |
| City | TUPELO |
| State | MS |
| Zip | 38801-7301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 229 SW1/4 |
| Legal Range | 05E |
| Legal Township | 09S |
| Legal Section | 26 |
| Legal Subdivision | WILDWOOD 3 |
| Legal Lot Number | 229 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950601 |
Source: Lee County records, as of October 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jul 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 11, 2022 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on File |
| Deed Sale | Dec 11, 2017 · Amount on File |
| Deed Document Number | 0201715261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Document Number | 2026000360 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026000360 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Document Number | 2023007637 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023007637 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Document Number | 2022003558 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022003558 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 339 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Document Number | 2020006815 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020006815 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRUCE ST, TUPELO, MS 38801-7301 |
| Document Number | 2019012838 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 2019012838 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Tupelo City |
| Unified School District | Tupelo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,826.00 (+16.23%) Senior Citizen's exemption | $13,431 (+14.36%) | $134,310 (+14.36%) Land $25,000 Building $109,310 |
| 2023 | $1,571.00 Senior Citizen's exemption | $11,745 | $117,450 Land $25,000 Building $92,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1991–2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TUPELO serves 37,000 people · EPA ID MS0410015 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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