908 Spruce St, Tupelo, MS 38801 Property Records

Lee County property record for 908 Spruce St, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,552 sqft · built 1988
Lot Size0.3 acres (13,062 sqft)
OwnerIndividual Name on File
Last Sale$128,400 (Jan 2020)
Tax Bill$1,798 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN077E-26-053-51

Property Details

APN / Parcel Number

Primary APN077E-26-053-51
Alternative APNs
  • 023182
  • 23182

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,552 sqft Heated Area
1st Floor Area1,552 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,062 sqft (0.3 acres)
Lot Dimensions140 ft deep x 93.3 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address908 SPRUCE ST
CityTUPELO
StateMS
Zip38801-2399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 219 SW 1/4
Legal Range05E
Legal Township09S
Legal Section26
Legal SubdivisionWILDWOOD 3
Legal Lot Number219
JurisdictionLEE MS
Township / Civil Division2
Census Block Group1
Census Block1026
Census Tract950601

Owner

Source: Lee County assessment roll, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address908 SPRUCE ST, TUPELO, MS 38801-2399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Deed of Trust, Mortgage
BNA BANK
Jan 27, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleJan 24, 2020 · Amount on Record
Deed Document Number20201079
Prior Transfer DateJun 2, 2015
Prior Transfer Doc2015007237
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address908 SPRUCE ST, TUPELO, MS 38801-2399
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 SPRUCE ST, TUPELO, MS 38801-2399

Mortgage

Document Number2019007466
DateJun 20, 2019
Instrument2019007466
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount Recorded
Term6 Months
DueDec 17, 2019

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateJan 27, 2020
Property Address908 SPRUCE ST, TUPELO, MS 38801-2399
Document Number2020001079
Instrument DateJan 24, 2020
Instrument2020001079
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 SPRUCE ST, TUPELO, MS 38801-2399

Mortgage

Document Number2020001080
DateJan 27, 2020
Instrument2020001080
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,798.00 (+15.85%) Disabled Person's exemption$13,230 (+14.03%)$132,300 (+14.03%) Land $25,000 Building $107,300
2023$1,552.00 Homeowner's exemption$11,602$116,020 Land $25,000 Building $91,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1991–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Telapex
Fixed Wireless
100 / 20

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