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911 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 911 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1913
Lot Size0.1 acres (4,380 sqft)
OwnerIndividual Name on File
Last Sale$144,200 (Dec 2020)
Tax Bill$2,500 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4520-13000

Property Details

APN / Parcel Number

Primary APN010-4520-13000
Alternative APN
  • 1100898

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,440 sqft Gross Area
1st Floor Area768 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1975
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area4,380 sqft (0.1 acres)
Garage Area672 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area169 sqft
Deck Area352 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Account Number1100898
Street Address911 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-1367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY 10 FT OF LOT 6 AND ALL OF LOT 7 SERIAL #
Legal SubdivisionWEST DULUTH SIXTH DIVISION
Legal Block93
Legal Lot Number6-7
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1004
Census Tract3000

Owner

911 N Central Ave is owned and occupied by an individual who bought it in December 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address911 N CENTRAL AVE, DULUTH, MN 55807-1367
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on File
Deed SaleDec 2, 2020 · Amount on File
Deed Document Number20201397260
Prior Transfer DateNov 28, 2015
Prior Transfer Doc0001287209
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 2, 2020
Property Address911 N CENTRAL AVE, DULUTH, MN 55807-1367
Document Number00A1397260
Instrument DateOct 28, 2020
InstrumentA1397260
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyRESULTS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 N CENTRAL AVE DULUTH MN 558071367, DULUTH, MN 55807-1367

Mortgage

Document NumberA1397261
DateDec 2, 2020
InstrumentA1397261
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Mortgage

Document NumberA1397262,
DateDec 2, 2020
InstrumentA1397262
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 911 N Central Ave was $2,500 with a homeowner's exemption, down 9.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,500.00 (-9.94%) Homeowner's exemption
2025$2,776.00 (+19.45%) Homeowner's exemption$213,700 (+14.1%) Land $11,300 Building $202,400$213,700 (+14.1%) Land $11,300 Building $202,400
2024$2,324.00$187,300 Land $12,000 Building $175,300$187,300 Land $12,000 Building $175,300
2022$189,700 Land $11,000 Building $178,700$189,700 Land $11,000 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 911 N Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 N Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Airfiber
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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