822 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 822 N Central Ave, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.75 ba · 1,448 sqft · built 1920
Lot Size	0.08 acres (3,496 sqft)
Owner	Individual Name on Record
Last Sale	$87,036 (May 2017)
Tax Bill	$2,656 (2026)
Deeds & Mortgages	May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-4520-15700`

Property Details

APN / Parcel Number

Primary APN	`010-4520-15700`
Alternative APN	`1027174`

Interior

Bedrooms	3 Beds
Full Baths	0.75 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,448 sqft Gross Area
1st Floor Area	724 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,496 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1027174
Street Address	822 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 5 FT OF LOT 20 AND ALL OF LOT 21 SERIAL #
Legal Subdivision	WEST DULUTH 6TH DIV
Legal Block	110
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5010
Census Tract	15800

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4246 W CALVARY RD, DULUTH, MN 55803-1259
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Deed Document Number	20171309215
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0001286284
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2017
Property Address	822 N CENTRAL AVE, DULUTH, MN 55807-1307
Document Number	00A1309215
Instrument Date	May 1, 2017
Instrument	A1309215
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 W CALVARY RD DULUTH MN 558031259, DULUTH, MN 55803-1259

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (+17%)
2025	$2,270.00 (-8.91%) Homeowner's exemption	$206,200 (+8.18%) Land $9,000 Building $197,200	$206,200 (+8.18%) Land $9,000 Building $197,200
2024	$2,492.00	$190,600 (+17.87%) Land $9,600 Building $181,000	$190,600 (+17.87%) Land $9,600 Building $181,000
2022		$161,700 Land $8,800 Building $152,900	$161,700 Land $8,800 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20