911 Elm Tree Dr, Morrow, OH 45152 Property Records

Warren County property record for 911 Elm Tree Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,719 sqft · built 2016
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Nov 2024)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-35-228-004-0`

Property Details

APN / Parcel Number

Primary APN	`17-35-228-004-0`
Alternative APNs	`1735228004` `2636342`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2636342
Old Parcel Number	1735228004
Street Address	911 ELM TREE DR
City	MORROW
State	OH
Zip	45152-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNTON GROVE 5-3 #265
Legal Subdivision	THORNTON GROVE 5-3
Legal Block	228
Legal Lot Number	265
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1002
Census Tract	32205

Owner

Source: Warren County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	911 ELM TREE DR, MORROW, OH 45152-8655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	0000026456
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	911 ELM TREE DR, MORROW, OH 45152-8655
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045996
Date	Nov 13, 2020
Instrument	2020-045996

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 7, 2019
Property Address	911 ELM TREE DR, MORROW, OH 45152-8655
Document Number	0000014874
Instrument Date	May 30, 2019
Instrument	14874
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$817.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 ELM TREE DR MORROW OH 451528655, MORROW, OH 45152-8655

Mortgage

Document Number	14875
Date	Jun 7, 2019
Instrument	14875

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 3, 2017
Property Address	911 ELM TREE DR, MORROW, OH 45152-8655
Document Number	0000003956
Instrument Date	Jan 20, 2017
Instrument	2017-003956
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 ELM TREE DR, MORROW, OH 45152-8655

Mortgage

Document Number	0000003958
Date	Feb 3, 2017
Instrument	2017-003958

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,442.00 (+12.88%)	$122,882 (+26.56%) Land $28,000 Building $94,882	$351,090 (+26.56%) Land $80,000 Building $271,090
2023	$4,821.00 (+1.41%) Homeowner's exemption	$97,094 (-) Land $12,915 Building $84,179
2022	$4,754.00 Homeowner's exemption	$97,094 Land $12,915 Building $84,179	$277,410 (-) Land $36,900 Building $240,510
2021			$277,410 Land $36,900 Building $240,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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