905 Elm Tree Dr, Morrow, OH 45152 Property Records

Warren County property record for 905 Elm Tree Dr, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,005 sqft · built 2016
Lot Size0.262 acres (11,421 sqft)
OwnerIndividual Name on File
Last Sale$252,950 (Mar 2017)
Tax Bill$5,170 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN17-35-228-003-0

Property Details

APN / Parcel Number

Primary APN17-35-228-003-0
Alternative APNs
  • 1735228003
  • 2636341

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,005 sqft Living Area
Gross Area2,280 sqft
1st Floor Area165 sqft
2nd Floor Area920 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,421 sqft (0.262 acres)
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2636341
Street Address905 ELM TREE DR
CityMORROW
StateOH
Zip45152-8655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNTON GROVE 5-3 LOT 264
Legal SubdivisionTHORNTON GROVE 5-3
Legal Block341
Legal Lot Number264
JurisdictionWARREN OH
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1002
Census Tract32205

Owner

Source: Warren County records · APN 17-35-228-003-0

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address905 ELM TREE DR, MORROW, OH 45152-8655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2020Deed of Trust, Mortgage · Conventional with PMI
CINCINNATI FED'L
Mar 03, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2017 · Amount on Record
Deed SaleMar 03, 2017 · Amount on Record
Prior SaleOct 04, 2016 · Amount on Record
Deed Document Number20176898
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address905 ELM TREE DR, MORROW, OH 45152-8655
Document Number0000052993
Instrument DateDec 19, 2020
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address905 ELM TREE DR MORROW OH 451528655, MORROW, OH 45152-8655

Mortgage

Document Number0000052993
DateDec 30, 2020
Instrument52993
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMar 03, 2017
Property Address905 ELM TREE DR, MORROW, OH 45152-8655
Document Number0000006898
Instrument DateFeb 15, 2017
Instrument2017-006898
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11305 REED HARTMAN HWY STE 214, 11305, BLUE ASH, OH 45241-2435

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address905 ELM TREE DR, MORROW, OH 45152-8655

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHamilton Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,170.00 (+13.68%)$116,710 (+27.43%) Land $28,000 Building $88,710$333,460 (+27.43%) Land $80,000 Building $253,460
2023$4,548.00 (+1.43%) Homeowner's exemption$91,588 (-) Land $12,915 Building $78,673
2022$4,484.00 Homeowner's exemption$91,588 Land $12,915 Building $78,673$261,680 (-) Land $36,900 Building $224,780
2021$261,680 Land $36,900 Building $224,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARREN COUNTY
serves 99,000 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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