911 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 911 Commonwealth Ave, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.446 acres (19,446 sqft)
Owner	Individual Name on Record
Last Sale	$23,900 (Nov 2004)
Tax Bill	$182 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-1800-14300`

Property Details

APN / Parcel Number

Primary APN	`010-1800-14300`
Alternative APN	`770633`

Exterior

Lot Area	19,446 sqft (0.446 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	770633
Street Address	911 COMMONWEALTH AVE
City	DULUTH
State	MN
Zip	55808-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERLY 102.42 FEET OF EASTERLY 191.01 FEETOF LOT B SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Lot Number	B
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3016
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVION INC
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	2004787844
Prior Transfer Date	Apr 11, 2003
Prior Transfer Doc	0000748402
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2026
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Document Number	0001103046
Instrument Date	Jun 15, 2026
Instrument	20261103046
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SERVION TITLE INC, SERVION INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855

Mortgage

Document Number	0001103046,
Date	Jun 30, 2026
Instrument	20261103046

Lender

Name	SERVION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059869
Date	Aug 9, 2022
Instrument	1059869

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Document Number	00T1030118
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	00T1030118
Date	Oct 8, 2020
Instrument	T1030118

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Document Number	00T1021780
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 COMMONWEALTH AVE DULUTH MN 558081855, DULUTH, MN 55808-1855

Mortgage

Document Number	00T1021780
Date	Mar 25, 2020
Instrument	T1021780

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Document Number	000T995478
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	000T995478
Date	Feb 27, 2018
Instrument	T995478

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2033

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	911 COMMONWEALTH AVE, DULUTH, MN 55808-1855
Document Number	000T987181
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	000T987181
Date	Jul 13, 2017
Instrument	T987181

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$182.00 (+2.25%) Homeowner's exemption
2025	$178.00 (-1.11%) Homeowner's exemption	$13,200 (+1.54%) Land $13,200	$13,200 (+1.54%) Land $13,200
2024	$180.00	$13,000 (-18.75%) Land $13,000	$13,000 (-18.75%) Land $13,000
2022		$16,000 Land $16,000	$16,000 Land $16,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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